2 days before vacation!!!

Debt, "The American Way?"

I have been thinking about this for a long time. I wish it were not true but it is. Debt is the way we pay for things and have been for 100's, well thousands of years. I just wish we could do away with the credit report. I was interviewing for a job and my credentials were perfect! but my credit report was not so I was not offered the position. I found out later that the person who had a great credit report that got the job ended up stealing from the company. Now that person is in jail and the company went under. Hmmmm........ This leads us to wonder if we should hire people based on who they are and not on the piece of paper that has some numbers on it?