Talk to Your Mortgage Company

I talked to a friend today.  He explained that he was able to negotiate his mortgage lower and was able to get his credit back on the road to recovery.  Just call them up and ask what they can do.  It may take a while so give yourself some time to talk.

How to Be a Better ETF Investor

Article by Tom Lyden

ETF's Trade Like Stocks Feel Like Mutual Funds

Here are my ETF's.  I started this portfolio in March.  This is a MOCK portfolio.  That means it is not real.  It is fake.  I used actual (ETF's) to create the portfolio.   Read up on ETf's I think that they are a good way to diversify your portfolio.  Do not take these funds and then go and say that I recommended them to you.  I am not recommending anything here.  I am saying that If I would have put $5,900 in theses (ETF's) in March of 09, I would have $6,582 today.  Please, Please, Please, check out the article in the like above for more information on  (ETF's).  Click here or on the title to read a nice article about ETF's. 

• Investment return is not gauranteed.  You may loose money when investing.  This is not a recommendation to invest.  If you would like to know more please contact your financial advisor for more details.

Here it is!!

All prices are 15 minutes delayed

Symbol Last Price Quantity Cost Basis/ Share Current Value $ Gain % Gain Portfolio Share % PBW 8.38 50 7.52 419.00 43.00 11.4% 6.4% PHO 13.62 25 12.49 340.50 28.25 9.0% 5.2% PBD 12.29 50 10.99 614.50 65.00 11.8% 9.3% PIO 12.48 50 11.54 624.00 47.00 8.1% 9.5% PWND 11.99 50 10.56 599.50 71.50 13.5% 9.1% RWO 21.78 25 19.45 544.50 58.25 12.0% 8.3% RWR 33.52 15 27.00 502.80 97.80 24.1% 7.6% KBE 16.10 50 15.10 805.00 50.00 6.6% 12.2% XLV 24.13 25 24.40 603.25 -6.75 -1.1% 9.2% XLK 17.08 50 15.90 854.00 59.00 7.4% 13.0% XHB 13.50 50 11.49 675.00 100.50 17.5% 10.3% 6,582.05 613.55 10.3% 100%

The Best Stocks to Watch

The best stocks to watch for next week are........  Who frickn knows.  What a week in the market. There is so much ging on.  Please be careful to learn before you burn your money up in the market.  Find a strategy, at a low cost to you and work with it.  I am going to follow Bank of America this week and see if it stays under 10 dollars per share.  As a matter of fact.  Make a list of all of the companies that the USA is backing, or "Owns now", and watch what they do for a week or two.  Look at the 52 week highs and 52 week lows in the stock.  That way you can see how high it got over the last year and how low it got as well.  Pick a price to sell.  Don't get greedy, if the stock is at $10 and it goes to $15 you made money.  You have a capital gain of $5.  You have to pay 15% capital gains tax on that $5 that is .75.  You made $4.25.  You follow?  So if you bought 100 shares at $10 per share you spent $1,000 your $1000 went to $1,500.  You made $500 minus short term capital gains tax (Fed & State) about 20%, You made $400 bucks. Getting greedy means you let it get to $20/share and forgot to sell and it droped down to $5. Now you lost -$500 bucks where you could have made $400.  You got it?, good.  I am not giving investment advise I am just saying that we can make money in this market but do not get greedy.